January 17th was my 39th birthday and January 23 was Becky's 8th birthday, so it was a month packed with birthdays and those come with a few extra expenses.
But even with that, this budget is embarrassing. That's all I'll say.
Week One: Jan 17th -23
This week the budget held 1,177. I knew that wasn't going to be enough. We pulled out $800 from savings to cover expenses making the budget for this week 1,977. Here is what I spent.
- Feb payment for cognitive brain therapy $572
- My phone $25
- Yoga $85
- Tithe
- Vitamins $145
- Transfer to savings $150
- Aldi $22
- bought a movie from Youtube for kids $20
- Postmark 228 (this was all unnecessary...)
- Credit Card Payment $500
Total: $1797. This left $180 to roll over into next week.
Week Two: Jan 24-30
This week's budget was 1,357 plus my dad sent me $100 in the mail for my birthday, making the total budget 1,457.
- Audible $23
- Electic Bill $279
- Tithe
- Credit Card Payment $500
- Cava $36
- Fresh Markey $23
- Mission Thrift $18
- Little Givens $28
- Waterbill $72
- Poshmark snow pants for Becky $11 (needed)
- Poshmark 108 (probably unnecessary stuff...)
- Aldi 44
- Kroger 104
- Gas 24
That made our total $1,320 which left an amazing total of $137 in our account today while we wait for payday tomorrow, and a new budget.
We also went out to eat for Becky's birthday but my husband used the credit card and so I don't know how much it was...I need to get with him to see those expenses. I keep not remembering the password and having to wait until he is off work and then we are too tired to talk about it. Anyway, I know we owe $1200 on our credit card still and we are trying not to use it. We need to take it out of his wallet! Putting that on my to-do list for next week...
In conclusion. I feel pretty awful about the budget these two weeks. Lots of honesty to say that, but it's true. I did a lot of postmark shopping for little items, $15 here and $20 there but it added up fast and I didn't keep track of what I was doing day to day. Most of it was stuff for the kids. I got two video games we don't have, a cup for Reuben, a travel chess set for him, and a dress for Becky to wear for her birthday, and other various things...The only thing we really needed were some snow pants for Becky as she has outgrown hers.
I did buy myself a pair of pajamas from postmark but they were not delivered--no tracking--and I was refunded for those, we are waiting on the refund and I will add it to next week's budget. I do need pajamas but I could have waited.
Anyway, the poshmark stuff added up to $336 so I'm going to try to learn from my mistake going forward and just stay off that website unless I am looking for something specific. Paying $1000 on the credit card was ouchy and so was that cognitive brain therapy payment. We need to get the credit card payed off quickly and stop using it, and I'm so grateful we have only one more payment for cognitive brain therapy left, then we will need to save up for Becky's session, which starts in May.
Well, I'm going to start school with the kids. Wish me luck!
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