Our income for these two weeks plus what was leftover in our bank account came to 3,346. We have a very high spend month coming up with Reuben starting Cognitive Brain Therapy...and other things. We also owe about $1,600 on our credit card because our car needed new tiers, we bought some clothes, I ordered yearbooks from chatbooks for the kids, we put some groceries and car parts on it and other various things...but those were the big ones. We also put the kids swim lessons on the credit card.
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| my kids love swimming even in winter! |
So, because we want to pay the credit card off completely before it's due in February there will not be much fun money for the next two months but I can hardly blame anyone but myself (and my husband). Our goal with the credit card is not to use it. You can see how well that is going. I'd actually like to cancel the thing but husband says he likes to have one for emergencies...
January 2-9
This week had a budget of 1,673. Here is what we spent. (I round up to make it easy to skip the cents)
- Pandora Subscription $13
- Brian's Phone $35
- Internet $20
- Trash $32
- Reuben Piano Lessons, Month of Jan $120
- Cognitive Brain Therapy, Month of Jan $572
- Tithe
- Credit Card Payment $600
- Groceries, Krogers 200
- Gas, $31
This left a total of $0 to roll over into next week. Oops.
January 9-16
This week also had a budget of 1,673. Here is what we spent.
- iCloud $3
- Deposit to savings $150
- Tithe
- Azure Order $1000
- Car inspection (it passed!!) $20
- Cava $25
- Walmart $81
- Kroger 134
- Raw Milk $78
- Vitamin for the kids $24
- Gift for Reuben (for one week of Brain Development) $31
- Renting Movies on Youtube $8
- Pajamas for myself from Poshmark $34
That leaves $115 left over in our budget to roll into next week. Unless we spend anything else...a tight budget but it's from our choices and I am hopeful next week will be better!
And that is everything I bought for our budget in the first two weeks of January. God is good. We made it and I'm very grateful.
We are starting over with saving money after the last budget update I did in October. (wow was it really that long ago!! crazy) So, we will start saving again after we pay off our credit card. We do have an emergency savings account for if Brian suddenly looses his job but that is only for emergencies. Which groceries and swim lessons are not.
What did you spend so far? When talking to my friends, I find I am somewhere in the middle. I have friends who make twice what we do and friends who I make twice what they do. It's always interesting to see. Remember, it's not a competition, and no one should feel bad--that's not why I'm posting. I'm posting this because no one talks about money anymore and I think we should talk about it. I think understanding budgets and what others are/are not spending should not be a taboo subject. For me, it helps me process and plan and not overspend, because I have to post it here. It helps keep me accountable. And it can remove boundaries and bring healing.
God is good, and no one is promised tomorrow.
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